Accidents with drivers who lack sufficient insurance can leave victims facing significant medical bills, lost wages, and property damage. Uninsured (UM) and underinsured (UIM) motorist coverage provides essential protection, ensuring you and your loved ones can recover even when the at-fault driver cannot fully pay for your losses.

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Understanding UM & UIM Coverage:

• Uninsured Motorist (UM) Coverage: Covers your medical expenses, lost income, and property damage if the at-fault driver has no insurance or a hit-and-run occurs.

• Underinsured Motorist (UIM) Coverage: Bridges the gap when the at-fault driver’s insurance is insufficient to cover your injuries or damages.

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How Our Lawyers Can Help

• File your UM/UIM claim and communicate with your insurance company

• Protect your rights and fight for fair compensation for medical bills, lost wages, and pain and suffering

• Handle complex cases, including hit-and-run or underinsured drivers

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Don’t Wait to Protect Your Rights

Even minor accidents can create serious financial strain if the other driver lacks adequate insurance. Our Delaware & New Jersey car accident attorneys can help you understand your coverage, guide you through the claims process, and fight for the compensation you deserve.